Loan Market Tanya Amber

Loan Market Tanya Amber I believe home ownership is more than just a milestone, it’s a foundation for long-term financial wellbeing.

Based in Adelaide’s stunning Southern Suburbs, our brokerage provides tailored lending solutions for first home buyers, second home investors, and families looking to grow their wealth through property or leverage wealth through self-managed super funds. We specialise in residential lending, construction finance, and navigating government grants with ease, making complex lending feel simple and ac

cessible. Whether you're stepping onto the property ladder or expanding your portfolio, our team brings decades of experience, personal insight, and genuine care to every interaction. We’re committed to helping clients make confident, informed decisions that support their financial goals - now and for generations to come.

27/05/2026

💔 Divorce/separation is hard. Every aspect of your life is together. It can be one of the most difficult times in your life — emotionally, financially and especially when children are involved.
For many families, staying in the home can make all the difference.
It creates stability, familiarity and comfort for the kids when everything else feels like it’s changing.
But trying to buy out your partner can feel overwhelming, especially when you’re unsure whether the numbers will stack up.
Here’s the good news:
✅ We work with lenders who understand separation and family law scenarios
✅ Some lenders may consider policy exceptions
✅ There may be options around refinance, cash out and property settlement
✅ We can help you understand your borrowing capacity and next steps
If staying in the family home is part of your plan, let’s explore your options.
We’ll guide you through it with care, clarity and confidentiality.
📞 Reach out for a private, no-pressure chat.
You don’t have to do this alone.

22/05/2026

🏢 Self-employed and thinking commercial property?
Here’s some good news.
You may not need two full years of tax returns to get started. ✅
There are commercial lenders who may accept just one year of tax returns for self-employed borrowers — even at higher loan amounts and LVRs, depending on the overall scenario.
Business owners looking to:
🏢 Buy commercial premises
📈 Invest in commercial property
🔁 Refinance existing business or commercial debt
💰 Improve cash flow
🚀 Expand their business
Of course, every scenario is different, and lender appetite can vary significantly.
So if you’ve been told “too hard” before, it might be time for a second opinion.
💬 Reach out if you’d like to chat through your options.

20/05/2026

💡 Quote of the day
“Do not save what is left after spending, but spend what is left after saving.”
— Warren Buffett
A gentle reminder that wealth building starts with intention — not whatever happens to be left over.
💰 Prioritise saving
📊 Set the strategy
🏡 Spend with purpose
📈 Build the future you actually want
It’s not about restriction.
It’s about creating choices, confidence and a future you’re proud of.

18/05/2026

💥 Small deposit, big plans
Got big property goals but not a huge deposit?
You may still have options.
Just because your deposit is limited does not mean your plans need to be limited.
We work with property sellers using a little known scheme for first home buyers.
For eligible buyers the property cost is capped at $696,000.

This could help with:
🏡 Buying your first home
🔑 Getting into the market sooner
💰 Understanding deposit, grant options
If you want to talk strategy, plan ahead and make 2026 your year, send us a DM and let’s get started or call 0434 930 873.

13/05/2026

Q&A: Can I buy before I sell?
Yes — potentially.
This is usually done with a bridging loan, which is a short-term loan that helps you buy your next property before your current property has sold.
Bridging finance can be incredibly helpful, but it’s also one of those areas where lender policy really matters. There are a lot of moving parts.
Some important things to understand:
1. Some banks don’t require repayments during the bridging term. They may withhold the payments for the agreed period and make the payments on your behalf, with those payments added to the loan amount.
2. Some banks require interest-only repayments during the bridging period.
3. Your current property will generally need enough equity to support the new purchase, or you may need to contribute extra savings.
4. Some lenders charge a higher interest rate during the bridging period.
5. Some lenders require a signed contract of sale on your existing home before approving the bridging loan, while others may not.
6. Some lenders assess your borrowing capacity on the expected end debt, while others require you to service the total debt during the bridging period.
As you can see, there are plenty of variables — and that’s exactly where we come in.
If you’re looking to upgrade and want to buy before you sell, let us help you map out the numbers and the safest strategy.
Link in bio to book a discovery call.

11/05/2026

🏡 Have you heard of rentvesting?
Rentvesting means renting where you want to live, while buying an investment property somewhere that may offer better affordability or stronger long-term growth potential.
It can be a smart strategy for people who want to get into the property market but may not be able to buy in their ideal suburb just yet.
Why clients consider rentvesting:
🏙️ Lifestyle flexibility
🏡 A foot in the property market
📈 Potential capital growth
💰 Investment income
🔑 A pathway to future home ownership
This is a strategy many clients use to start building wealth sooner.
Want us to run your rentvesting numbers?
Click the link in our bio to book a discovery meeting with our team today.

10/05/2026

🌸 Happy Mother’s Day
Today we celebrate the mums who do it all — juggling school runs, career goals, caring for family, building futures, and somehow remembering where everyone’s socks are. Absolute wizardry. 💪💕
As a mortgage broker, I’ve had the privilege of helping so many incredible mums buy their first home, upgrade for growing families, refinance, invest, or create more financial security for the future.
Mums are the backbone of so many dreams — including the ones that start with a set of house keys. 🏡✨
Here’s to you today and every day.
💐 Happy Mother’s Day from my home to yours.

05/05/2026

💥 RBA hikes cash rate to 4.35% — what this means for you
The Reserve Bank of Australia has increased the official cash rate by 0.25%, moving it from 4.10% to 4.35%.
For a borrower with a $500,000 home loan, a 0.25% increase could add approximately $80 per month to repayments, depending on the loan term, interest rate and repayment type.
While that may not sound huge in isolation, rate rises can quickly add pressure to household budgets — especially when combined with cost-of-living increases.
Now is the time to ask:
🔍 Am I still on a competitive rate?
🏦 Is my loan structure still working for me?
💰 Could refinancing or repricing help?
📊 Am I using my offset or redraw effectively?
If you haven’t reviewed your home loan recently, now is a very good time.
📞 DM me or book a quick loan health check.

04/05/2026

📉 May the Fourth be with you… and your property goals
We know where deals are. First Home Buyers have access to Homeseeker program where the prices are capped at $696,000 with eligibility criteria.
No lightsaber required — just a good strategy and someone who knows how to navigate the dark side of lending policy and accessing these. 😉
Talk to me about how to register for these properties. 0434930873 or book appointment https://broker.loanmarket.com.au/tanya-amber/contact/
Happy Star Wars Day! ⭐

Address

Adelaide, SA
5049

Opening Hours

Monday 9am - 5am
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61434930873

Website

Alerts

Be the first to know and let us send you an email when Loan Market Tanya Amber posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Loan Market Tanya Amber:

Shortcuts

Share

Category