MIS Funding

27/08/2026

26/08/2026

26/08/2026

💳 Does your credit card limit affect borrowing power?
YES! Even if you never use it, lenders treat your credit limit as a liability. A $10k limit could reduce your borrowing power by $40k or more.

💡 Tip: If you’re not using it, consider lowering or cancelling before you apply. I can show you how it changes your figures.

18/08/2026

First Home Buyer Myth: You need a 20% deposit Repeat after me: I do NOT need a 20% deposit to buy a home! 🙌

We have access to lenders offering: ✅ LMI waivers (yep, no mortgage insurance) ✅ 98% LVR home loans ✅ Government guarantees with just 2% deposit

💡 That means you could get into your first home sooner — without needing to save for years.

📲 Confused by all the options? That’s what I’m here for. Let’s walk through what’s available based on your unique situation.

11/08/2026

The RBA have unanimously agreed to keep the cash rate at 4.35%.

This is good news for those of us with a mortgage, or who are in the market for one.

Now, just because the cash rate is sitting still, it doesn’t mean you should be.

Get in touch with us to find out the most up-to-date options available to you. A better solution may be just a phone call away!

11/08/2026

6. THE CLIENT CHANGES THERE LEGAL NAME AFTER DOCUMENTS ARE ISSUED 😂

Every application has a story, every client is different, and somehow we always get there together. 🏡✨

Wouldn’t trade this job — or our clients — for anything, Thank you for keeping us on our toes and supporting us! 🫶🤍

10/08/2026

🏠 How Lenders Really Assess Your Income

Think your salary is the only thing that counts? Nope. Lenders look at your income through a totally different lens — and not all income is treated equally.

Here are some income types you might not know could be accepted:

🚗 Uber/ride-share driving
🏠 Boarding or room rental income
💼 Your side hustle (with conditions)
👵 Government pensions & superannuation
🛟 Income protection & work cover
💸 Casual work & FIFO income
🏘️ Rental income & Airbnb
🤝 Profit share or business partnership
📈 Investment income & dividends

👉 Everyone’s situation is different — and so is their income. That’s why it’s so important to have someone who knows how each lender views your unique income mix.

💬 Not sure how your income stacks up? Let me decode it for you and help you find the right lender match.

07/08/2026

POV: You work in finance, but still call your boss because she’s an adult Pro Max 😂📞

“Mary, the client asked me a question with numbers in it…” 💸