03/06/2026
The short-let mortgage market is quietly getting a lot more interesting. π‘
Cambridge Building Society has just launched a fixed-rate holiday let mortgage for limited company landlords at up to 80% LTV. A five-year fix designed specifically for incorporated investors financing short-let properties through a company structure.
Tax changes in recent years have made incorporation increasingly attractive for landlords. Until now, accessing higher LTV finance through that structure for holiday lets has not been straightforward. Products like this are a sign the market is evolving.
More flexibility, more certainty, more opportunity to make the numbers work. π
If you are exploring the short-let space or want to understand your financing options, the team at Henley Capital would be happy to help.