23/09/2019
🏧 Four alternative investment opportunities in 2019 💯
If you’ve thought about investing before, but more traditional investments like stocks and bonds don’t appeal to you, there may be options that are a better fit. Alternative investment opportunities might give you better returns or let you invest smaller amounts to take less risk early on. They might even help you better diversify traditional investments you already have. Here are five alternative investments you should consider.
1. Peer-to-Peer Investments
Peer-to-peer investments are when you give personal loans to another individual without banks acting as a middleman. These investments can be large, but depending on the platform you invest through you might be able to make micro-investments-as little as $25 through platforms.
2. Cryptocurrency Investments
Cryptocurrency investing has gained popularity in recent years thanks to the visibility of Bitcoin. But there are numerous other “altcoins” you can trade such as Ethereum, Litecoin, and Ripple.
These are digital assets that can be traded similarly to stocks, used for payments between individuals, or used to pay businesses accepting them. They serve as decentralized currencies built on blockchain technology, which means there’s no central authority such as a government or banking system controlling value or supply.
3. Personal Small Business / Private Equity Investments
Another alternative investment is to put your money behind a small business, either your own or someone else’s. If you have a profitable product or service to sell, investing in your own business can be a smart option. If you aren’t interested in going into business for yourself, consider privately investing in a family member or friend’s business for equity in the business, or invest in start-ups through an equity crowdfunding platforms.
4. Real Asset Investments
Real asset investing deals with physical assets rather than financial ones. This might include investing in art, jewelry, precious metals, or even land and real estate. You purchase these things-assets-in the hope their value will increase later. Real asset investing can be a longer-term option if you don’t need high liquidity in your assets. If you’ll need cash quickly, financial assets will be a safer bet.
Whether you’re new to investing or already have a strong portfolio, and whether you have a lot of money to invest or just a little, there are plenty of alternative investment opportunities available.
