Financial Literacy - Your Money - Your Health and Your Life

06/10/2025

Mahalaga ba na mag-𝗜𝗡𝗩𝗘𝗦𝗧 sa 𝗞𝗔𝗜𝗦𝗘𝗥 ngayon habang bata kapa?

Kasi hindi natin hawak ang panahon, at seguradong dadaan tayo sa tatlong bagay na posibling mangyayari:
What if biglang tayong kunin ni Lord?
What if kung magkasakit po tayo?
What if Mabuhay tayo ng matagal?

1️⃣ 🩺 HEALTHCARE – Kapag biglang nagkasakit, may pangpagamot ka. Hindi mauubos ang ipon, hindi ka mabaon sa utang.
2️⃣ 💱 INVESTMENT – Pagdating ng retirement, may pension replacement ka. Hindi ka aasa sa anak o ibang tao.
3️⃣ 👨‍👩‍👦 LIFE INSURANCE – Kung bigla kang mawala, may maiiwan kang proteksyon at seguridad para sa pamilya mo.

⚠️ Isang sakit lang, pwedeng maubos lahat ng ipon.
⚠️ Isang aksidente lang, pwedeng masira ang kinabukasan ng pamilya.

👉 Kaya habang malakas ka pa at may kakayahan pang mag-ipon—simulan mo na!

Kaiser is number 1 HealthCare
Kaiser International HealthGroup, Inc.




Ctto🙂

05/10/2025

Realtalk lang tayo palagi.

“KAUGALIAN NG PINOY" SAKA NA MENTALITY" HINDI PRIORITY NG NAKARAMI ANG PAGPAPAHALAGA SA KALUSUGAN NA SYANG TUNAY NATING YAMAN HIGIT SA MATERYAL NA BAGAY.🤔

Ang kadalasan ganito mga maririnig natin.
👉 Saka na ako kukuha…
👉 Saka na, hindi pa naman priority…
👉 Saka na, may binabayaran pa ako…
👉 Saka na, busy pa ako…
👉 Saka na, dagdag gastos pa ‘yan…
👉 Saka na, pag-iisipan ko pa…

Pero sa dami ng iyong “Saka na” baka dumating ang araw na HINDI KA NA MAKAKAPILI — kasi nangyari na ang hindi mo inaasahan.

At baka doon mo lang masabi ang salitang… “SAYANG.”
💔 Wag mong hintayin na huli na ang lahat.
💔 Wag mong hintayin na mauna ang pagkakasakit bago mo simulan .

Habang may oras ka pa,
Habang malakas ka pa,
Habang kumikita ka pa,
Habang may pagkakataon ka pa…

👉 Simulan mo nang maghanda ngayon.
Kasi ang desisyon mo ngayon ang magtatakda ng magiging buhay mo sa hinaharap.
🌱 Build your Solud financial foundation.
🌱 Protect yourself and your family.
Get insured to PROTECT your ASSETS while insurable ka pa.
🌱 Start now — dahil ang bukas, hindi sigurado.
I am happy to serve /guide/assist if gusto mong magsimula.
Thats what I can give.

25/09/2025

Let healing happen before illness takes over. ❤️‍🩹

Kaiser Medical Center is dedicated to safeguarding your health, so visit the nearest branch to you.

Schedule your appointment through this link: https://appointments.kaisermedcenter.com






゚viralfbreelsfypシ゚viral

19/09/2025

ANO ANG MERON SI KAISER?

Si KAISER naman ang only Long term Healthcare sa Pilipinas na 7 years ka lang maghuhulog at covered ka lifetime kahit sa pagtanda mo may bonus pang LIFE INSURANCE & INVESTMENT.

Get your own Longterm Healthcare or HMO .

KAISER 3 in 1 For just a minimum of 88 pesos a day you can enjoy the following:
- FREE Annual Physical Exam/Medical
- FREE Dental (Linis, Bunot & Temp Pasta)
- FREE Hospitalization Benefit
- Life Protection of 450K and above
- And Return of Investment of more than 1 million which is good as cash sa Maturity
You also have 4 beneficiaries and family assistance services 😊

Message me for details to get your quotation 💯

17/09/2025

Ms. Cheryl Cosim’s first choice for healthcare is Kaiser International Healthgroup. 💙
Discover why by scanning the QR code below.

Because when it comes to health—Kaiser is our frontliner! 🩺✨

17/09/2025

12/09/2025

𝗔𝗻𝗼 𝗮𝗻𝗴 𝗸𝗮𝗴𝗮𝗻𝗱𝗮𝗵𝗮𝗻 𝗻𝗴 𝗸𝗮𝗶𝘀𝗲𝗿 𝘀𝗮𝘃𝗶𝗻𝗴 𝗽𝗿𝗼𝗴𝗿𝗮𝗺?

Sa KAISER seven (7) years lang mag-iipon pero lifetime ang benefits kaya walang pera na masasayang dahil ito "𝑨𝒏𝒈 𝑰𝑷𝑶𝑵 𝒏𝒂 𝒘𝒂𝒍𝒂𝒏𝒈 𝑻𝑨𝑷𝑶𝑵".

𝟭. 𝗠𝗮𝘆 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 𝗼𝗿 𝗛𝗠𝗢 - sa oras na magkasakit may magagamit na healthcare

𝟮. 𝗠𝗮𝘆 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 -may maiiwan na pera sa pamilya kapag kinuha ni Lord ng maaga or ma-disabled.

𝟯. 𝗠𝗮𝘆 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 - may pera na magagamit sa retirement or after policy maturity.

Start now habang bata pa at kaya pang mag ipon... dahil mahirap ang walang ipon lalo na sa panahon ng pagkakasakit.

We can guide you on how to start.
Message us to book an appointment.









Ctto

11/09/2025

KAISER is the most trusted HMO provider in the Philippines.
Kaya sa lahat ng mga kawani ng gobyerno na mabibigyan na ng 7,000 medical allowance, usap na po tayo, o kausapin na ang kilala niyong IMG Members dahil sigurado po ako na matutulungan rin nila kayo.

✅ Pre-existing & dreaded diseases covered
✅ Major hospitals included
(St. Luke’s, Makati Med, Asian Hospital, Cardinal Santos, Medical City and other major and minor hospital and a lot more)
✅ Preventive, outpatient, inpatient, emergency & dental care
✅ No cash-out during hospitalization
✅ Up to ₱75,000 coverage per illness per year
✅ Financial assistance: 10,000 or P20,000

Eligibility for Principal Members:
✅GOVERNMENT EMPLOYEES
— Local Government Units (LGUs)
— Government Institutions
— Cooperatives
— Associations
— Age 18 up to 65 years old

PM me if you’re a government employee and you want to know more.

🛡️ Kaiser International HealthGroup – “Your First Name in Healthcare.”
📌 Available through government coops, unions, and associations.
📲 Message us now para sa FREE proposal and presentation!

Note: The National Healthcare Shield (NHS) is not subject to bidding, as it is specifically designed in accordance with Executive Order No. 64 issued by President Marcos, which mandates a ₱7,000 medical allowance for all government employees to avail themselves of their own HMO.

10/09/2025

Shout out to my newest followers! Excited to have you onboard! Susan Vlogger, Luvis Revilleza, Nida Barnuevo Cornelio, Roberto Beronio Anadon, সুখের নীড়ে সুখ পাখি, Edison Valencia, কবিতা প্রামাণিক, Ka Rodge, Tess Dulanding

10/09/2025

We all know: just one disease, savings gone. 😔

But now, that doesn't have to happen.

👉 Here's the Kaiser National Healthcare Shield Program – HMO package made itself for Government Employees like DepEd and LGUs.

💼 Annual Premium: ₱7,000 lang per member per year
💊 Coverage Limit: Up to ₱75,000 PER ILLNESS, PER MEMBER, PER YEAR
🏥 Room Type: Semi-Private in accredited hospitals nationwide

✔ BENEFITS OF COMPANION:

🩺 Preventive Care
• Annual Physical Exam (CBC, Urinalysis, Fecalysis, Chest X-ray, ECG, Pap Smear)

🏥 In-Patient Care
• No deposit for admission (accredited hospitals)
• Room & Board, Surgery, ICU
• Medicines, X-ray, Laboratory tests
• Professional fees (surgeons, anesthesiologists, internists)

👩 ⚕️ Out-Patient Care
• Regular consultations & referrals to specialists
• Lab & X-rays
• Minor surgeries (non-lockdown)
• Prenatal & postnatal check-up (monthly)

🚨 Emergency Care
• ER consultations
• Medicines, oxygen, IV fluids
• Stitches, casts, dressings
• Emergency diagnostics

🦷 Dental Care (for Principals only)
• Cleaning, Tooth extraction, Fillings
• Denture adjustments, Recementation of crowns

💰 FINANCIAL CARE ASSISTANCE (for principals):

✔ ₱20,000 – Accidental Death
✔ ₱10,000 – Natural Death
✔ Up to ₱10,000 – Loss of limbs or sight
✔ ₱5,000 – Partial loss (hand, foot, or eye)

🔬 ADDITIONAL COVERAGE:

✔ Dialysis, Chemotherapy, Radiotherapy (covered under MBL)
✔ Laparoscopic Surgery – ₱50,000
✔ Advanced Diagnostics (Endoscopy, Stress Test, Bone Scan, 2D Echo, etc.) – ₱5,000 each
✔ Congenital Illness – ₱10,000
✔ Physical Therapy – 10 sessions
✔ Immunization (Rabies, venom, tetanus) - ₱10,000

🏥 ACCREDITED MAJOR HOSPITALS:

Makati Medical Center, St. Luke’s Medical Center, The Medical City, Asian Hospital, Cardinal Santos, Cebu Doctors Hospital, Chong Hua Hospital, UC Medical Hospital, and many more!

📌 Pre-existing conditions are covered
📌 PhilHealth integrated to make the coverage worthwhile
📌 For ages 18 to 65 years old

📲 Message me for full details or schedule a FREE presentation for your school or agency.

Because citizens, should be protected too. 💙

09/09/2025

Healthcare That Has Your Back 🩵

The National Healthcare Shield strengthens your agency by securing every member’s health and peace of mind. Led by an authorized signatory, applications follow trusted standards, making healthcare protection accessible and dependable for all. Designed to be more than a benefit, it is a shield that protects today, sustains tomorrow, and empowers your team to serve with confidence and resilience.

Stronger Together, Covered Together—Scan the QR to Build Your Future Shield

06/09/2025

Paano tayo makaka-Ipon ng ISANG MILYON?

Lumilipas ang panahon.
Nagkaka-edad tayo.
'Di natin namamalayan... 40 na tayo... then 50... then next click, 60 na pala tayo.

Kung hindi tayo makakaipon, baka dumating ang panahon na pagpapasa-pasahan tayo.

Send me a message para ma-guide kita sa iyong Financial Journey.

CTO
Your Money Doctor